Business Insurance Products:

Voluntary Employee Benefits – Long Term Disability

You have life insurance, home insurance, and automobile insurance.


… But is your income insured?


For more information, please contact:

Ritman & Associates
Contact Ritman

Statistics show you are much more likely to be injured in an accident than to die from one.

•  A fatal injury occurs every 5 minutes, and a disabling injury occurs every second. [1]

While many people survive accidental injuries, many others live with serious illness

•  In the United States, men have slightly less than a 1-in-2 lifetime risk of developing cancer; for women, the risk is a little more than 1-in-3. [2]

•  One in three adult men and women has some form of cardiovascular disease. High blood pressure is the most common form of cardiovascular disease. [3]

Advances in medicine are allowing us to live longer. However, recovery from a serious illness or injury often requires time away from work.

•  More than a quarter of stroke victims are under age 65. [4]

•  The five-year survival rate for all cancers diagnosed between 1995 and 2001 is 65 percent. [2]


[1] National Safety Council, Injury Facts, 2005-2006 Edition
[2] American Cancer Society, Cancer Facts & Figures 2006
[3] American Heart Association, Heart Disease and Stroke Statistics – 2006 Update
[4] USA Weekend, “All in the Family, ” January 29, 2006